Scott Hutera

NMLS # 209593

815-793-4245

shutera@rdsmortgage.com

Scott Hutera Vice President

VA Loans

These programs are designed to help active Military duty, Reserves & National Guard, honorably discharged veterans, and eligible surviving spouses become homeowners.

VA Purchase Loans: No down payment required, no monthly mortgage insurance, and VA funding fee can be financed. 

VA Interest Rate Reduction Refinance Loan (IRRRL): Hassle-free refinancing for veterans to help you obtain a lower interest rate by refinancing your existing VA loan. Simple and fast closing In most cases, with no new appraisal or income verification is required and little or no out-of-pocket costs.  

VA Renovation Loan Program: This innovative renovation loan program is like having two loans in one with no down payment if you are a VA-qualified borrower! This is available to purchase a home or refinance your current loan, and you can take up to $50,000 in additional finances to use toward remodeling, renovations, or repairs.  

 

 

View Other Loan Programs